When to start taking Social Security benefits is one of the most critical factors influencing your financial security in retirement. Sadly, studies show that most Americans are clueless about Social Security Benefits. When and how to file for social security benefits is an important decision. With the right planning, and possibly deferral of your benefits, you […]
Do you have money to invest, but you’re not sure where to put it? The stakes are so high in investing that you should consider fee-only planners. They’ll give you a fixed price up front for their services, regardless of the product they recommend. You won’t have to worry about conflict of interest. Click here […]
Money Magazine shares their research on the success secrets of self-made millionaires. Click here to read more.
SUPREME COURT RULES WORKERS CAN SUE OVER HIGH 401(K) FEES On Monday, The Supreme Court of the United States ruled that workers can sue their employers over high fees in their 401(k) plan offerings. Workers have complained for years about being forced to choose high fee investment options in their 401(k) plans because of a lack […]
You may have been hearing the term ‘fiduciary’ more often recently; consumers are increasingly aware of the fact that not everybody in the financial services industry acts in the best interest of their clients. Unfortunately, the financial and investment world is full or corruption, greed, and lack of transparency. At Horizons Wealth Management, we have noticed […]
Should I pay off my debt or start investing? This question, perhaps more than any other, has plagued investors for generations. Ironically, it is one that can be easily decided by using a bit of simple math. Read more here.
Want Your Kids to Succeed — Don’t Pay For Their Education! Larger contributions from parents are linked to lower grades among students at a variety of four-year colleges. A new national study has found that the more money parents pay for their kids’ college educations, the worse their kids tend to perform, at least when it comes to grades. There’s a tendency among […]
The actions you take in the final decade before you quit working are crucial to getting the next phase off to a smooth start. We provide retirement planning counsel to many clients. Considering retirement is exciting, but it can also cause anxiety and fear. That’s why we encourage our clients to begin planning for retirement with a comprehensive […]
Warren Buffett, Steve Jobs, and Bill Gates have all attributed their success to one factor. In fact, this one trait is behind the success of all people that have performed massively better than the average person. Click here to find out what the trait is and how you can put it into practice in your […]
Who’s looking out for your 401(k)? Do you know who is legally responsible for plan losses and excessive fees? Do you understand the fees being charged to your account? When was the last time you checked the fees on your 401(k)? All too often, workers with 401(k) accounts are in the dark. They view their retirement plan as […]