Does this generation have a unique financial perspective because of how they were raised? Find out here.
Do you have a few hundred dollars to spare? Want to make the most of it? Here are a few smart (and fun) ideas.
Maybe you received a bonus at work, got lucky on a scratch-off lottery ticket or—unlike many disappointed taxpayers this season—you scored a sizable tax refund. If you have a grand to spare, we have recommendations on ways to spend it, including buying travel upgrades, creating a smarter home, making a difference for local schoolkids and much more.
Learn more here.
Investing is the most important element of our financial future. Tony Robbins and Clark Howard recommend that people who have yet to invest in the stock market should ‘get in the game.’ Experts believe the financial market is still ‘winnable’. We agree. Don’t wait to invest. Get started with whatever you have.
You can put off some small things in life without consequence, but when it comes to investing, sticking your head in the sand simply won’t cut it. If you don’t know how to start investing, when to start investing or why you should invest, now’s the time to learn. The sooner you get started, the more time and interest can help grow your money.
To learn more click here.
If you’re like me, you recently drafted players for your Fantasy Football team. As you sat online with thousands of other fans and fanatics scattered nationwide, chatting about and nabbing the best running backs, quarterback and kickers for your imaginary team, you may feel you learn little about investing. Wrong call.
Fantasy Football is a billion dollar business that has more to do with investing than you might think. The thought process involved with picking and managing your team can be similar to investing in your 401(k).
Here are mistakes to avoid on the make-believe gridiron and in our very real stock market.
The stock market has taken us for an emotional ride during the past couple of months, and you may be asking yourself if you should make changes to your investment portfolio. While changing strategies can be a good idea, it’s better to base those decisions on analysis and in the context of your long-term investment plan rather than on emotion. Before changing your investments, consider whether or not your response is an overreaction to the news.
It is always good to review your portfolio on a quarterly or annual basis to make sure you are on track to reach your goals.
Click here for the questions you should ask yourself when thinking about making changes to your investments.
So, how do you stop the market from making you crazy?
The current market is a reminder that days sometimes feel long, while years pass quickly. Don’t confuse that feeling and make long-term moves based on what’s happening on any given day. That’s how years pass and you wind up short of your goals, when the odds were in your favor that staying the course would have paid off.
Read more by clicking here.
What is a bear market? Bear markets are normal, but not predominant. Statistically, we are overdue. The most recent bear market ended in March 2009 — more than six years ago.
Learn how to survive the Bear Markets here.
We’ve devised a little roadmap of goals that everyone can follow to make sure they are meeting the right financial goals for their age. Of course, you can accomplish any of these goals sooner, but this is a good general map of where you should be at any given age:
Learn more here.
Thus they say “life begins at 40.” It is true in a sense that most people should be stable, ideally, in all aspects of their life when they turn 40—the “prime” stage in a person’s life.
It is when you are 40 when you can do and be in your greatest potential—and at least, have already achieved the following:
Click here to learn the 6 “Must” Things To Have Before You Turn 40…
Should I pay off my debt or start investing? This question, perhaps more than any other, has plagued investors for generations. Ironically, it is one that can be easily decided by using a bit of simple math.
Read more here.
Horizons Wealth Management provides Fee-Only financial services customized to meet each client’s unique needs. The result is unbiased financial advice from professionals who are committed to acting as a fiduciary in a client-centered relationship. We analyze all aspects of your finances to design a roadmap to help you reach your financial goals and provide you with peace of mind.