Figuring out how much your time is worth can help inform your day-to-day financial decisions. Learn what your time is worth here.
Do you have a few hundred dollars to spare? Want to make the most of it? Here are a few smart (and fun) ideas.
Maybe you received a bonus at work, got lucky on a scratch-off lottery ticket or—unlike many disappointed taxpayers this season—you scored a sizable tax refund. If you have a grand to spare, we have recommendations on ways to spend it, including buying travel upgrades, creating a smarter home, making a difference for local schoolkids and much more.
Learn more here.
If you truly want to join the ranks of the super-rich, you’ll need to start thinking like you’re already one of them.
Many ultra-wealthy people seem to share a few common traits. What do you think?
Click here to read more.
Investing is the most important element of our financial future. Tony Robbins and Clark Howard recommend that people who have yet to invest in the stock market should ‘get in the game.’ Experts believe the financial market is still ‘winnable’. We agree. Don’t wait to invest. Get started with whatever you have.
You can put off some small things in life without consequence, but when it comes to investing, sticking your head in the sand simply won’t cut it. If you don’t know how to start investing, when to start investing or why you should invest, now’s the time to learn. The sooner you get started, the more time and interest can help grow your money.
To learn more click here.
For 2019, why not try something different by replacing that all-too-familiar promise to trim the waistline with a commitment to get your bottom line in shape.
Do you remember when you were young and would just close your eyes really tight so you could ignore something bad until it went away? That approach doesn’t work as a grown-up. Open your eyes and let 2019 be the year you sit down with a financial professional to get a detailed overview of your entire financial situation and what can be done to improve it.
Here are 19 ideas for a financially fit 2019.
Deciding when to let your children stand on their own can be tough, especially when they’re contending with student loans, underpaying jobs, or sky-high rents. But easing your kid’s entry into adulthood could be undermining your own financial security.
According to a December survey from CreditCards.com, three-quarters of parents are providing financial support for their adult kids.
But at a time when the majority of Americans haven’t socked away nearly enough for retirement—the median retirement savings for all working families in the US is just $5,000, according to the Economic Policy Institute—it makes sense to do a little less for our offspring, so we can think a little more about ourselves.
So, how do you figure out when and how to cut your kids off financially? Learn more below.
Basing your spending off how your friends spend their money is a huge mistake to make. Large spenders may also be building crippling debt.
You won’t find a real answer to how you’re doing in a Federal Reserve survey or a social media feed. You will find it by measuring yourself against rules of thumb, refined over decades and endorsed by financial pros that point the way toward true financial health.
Start with these:
Midlife is filled with challenges and opportunities. Yes, you might be in the thick of paying for college, but soon all those other costs that come with kids should be behind you—or so you hope. You’re also likely in your peak earning years and when you’re making the most is also when you should squirrel away the most.
Some 40% of successful savers—those who built nest eggs equivalent to 10 times pay—did so by saving 15% or more of their incomes for at least 10 years. Here’s how…
Becoming rich is nothing more than a matter of committing and sticking to a systematic savings and investment plan.
If you want to get rich, start investing- and start as early as you possibly can.
To illustrate the simplicity of building wealth over time, Bach created a chart detailing how much money you need to set aside each day, month, or year in order to have $1 million saved by the time you’re 65.
Next time you consider running to Starbucks for a $4 latte, think about this chart and consider redirecting that coffee cash to your savings. Check it out here.
If you want to be happy, but you’re having a tough time in life due to personal or financial issues, it’s important to take whatever steps possible — even small ones — to progress and grow.
This best-selling author’s advice has been featured prominently in magazines, digital media and in national televised media. He travels all over the country every month for events to inspire people in their lives and in business.
Click HERE for some of Tony’s top pieces of advice on how to change your mindset in ways that can have a positive impact on your life and your finances.
Horizons Wealth Management provides Fee-Only financial services customized to meet each client’s unique needs. The result is unbiased financial advice from professionals who are committed to acting as a fiduciary in a client-centered relationship. We analyze all aspects of your finances to design a roadmap to help you reach your financial goals and provide you with peace of mind.