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About David Hunter
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Entries by David Hunter
Why “Fee-Only” Matters Many of our prospective clients ask us about the Fee-Only Financial Planning concept and why it matters. So, here’s just one example. Recently we had lunch with a salesman to discuss an alternative investment involving real estate. It sounded very intriguing and might be a worthy investment for some clients in the […]
Many Americans don’t have to worry about giving Uncle Sam part of their hard-earned cash for their income taxes this year. An estimated 45.3% of American households — roughly 77.5 million — will pay no federal individual income tax. To learn why, click here.
Investing is the most important element of our financial future. Tony Robbins and Clark Howard recommend that people who have yet to invest in the stock market should ‘get in the game.’ Experts believe the financial market is still ‘winnable’. We agree. Don’t wait to invest. Get started with whatever you have. You can put […]
April brings showers, flowers…and taxes! You have a little over a month to go before the tax filing deadline, and if you’re in need of motivation, we have 10 money-saving tax deductions (and credits) to keep in mind. Millions of taxpayers overpay their taxes every year by overlooking just one of the money-saving tax […]
As refund checks arrive, many of us are making plans for the “extra” money. Some of us will be responsible, and others will blow the money and party like it’s 1999. What are you going to spend your refund on? Click here to find out the 3 worst ways to spend your tax refund.
For 2019, why not try something different by replacing that all-too-familiar promise to trim the waistline with a commitment to get your bottom line in shape. Do you remember when you were young and would just close your eyes really tight so you could ignore something bad until it went away? That approach doesn’t work […]
Deciding when to let your children stand on their own can be tough, especially when they’re contending with student loans, underpaying jobs, or sky-high rents. But easing your kid’s entry into adulthood could be undermining your own financial security. According to a December survey from CreditCards.com, three-quarters of parents are providing financial support for their adult […]
Basing your spending off how your friends spend their money is a huge mistake to make. Large spenders may also be building crippling debt. You won’t find a real answer to how you’re doing in a Federal Reserve survey or a social media feed. You will find it by measuring yourself against rules of thumb, refined […]
Getting a big tax refund feels good, but it means you essentially gave the government an interest-free loan. If we hate paying taxes, then why do we consistently overpay them, collectively lending Uncle Sam some $300 billion year after year—interest free? Read more here:
Horizons Wealth Management provides Fee-Only financial services customized to meet each client’s unique needs. The result is unbiased financial advice from professionals who are committed to acting as a fiduciary in a client-centered relationship. We analyze all aspects of your finances to design a roadmap to help you reach your financial goals and provide you with peace of mind.