Financial Plan & Investment Analysis
If, after the initial meeting, we both believe that there is a basis for moving forward, we then move to the next phase in the financial planning process: A Comprehensive Financial Plan and/or Investment Analysis.
A plan is the first step to gaining more control of your finances and your life; It is your road map for achieving your financial goals. The plan involves the detailed review and analysis of all facets of your financial situation including cash flow analysis, retirement planning, risk management, investment management, tax management, insurance and estate planning.
Some individuals try to balance and manage their finances without the help or expertise of a CFP® professional, but this is a very complex process with little room for error. A financial plan covers many areas where expert advice can be a tremendous help. Investment options, insurance concerns, Social Security optimization, income tax, estate tax and gift tax laws can be very complex.
By incorporating all components of your financial life and considering different scenarios, we can help you be better prepared for the road ahead. Any financial advisor providing recommendations without addressing all of these aspects of your financial situation will most likely make poor or inadequate recommendations.
Our Comprehensive Financial Plans range from $2,500 to $5,000 – depending on the complexity of your financial situation. Fees for a Financial Plan or Investment Analysis are quoted prior to an engagement. This entire process takes an average of six to eight weeks, concluding with the final plan presentation in our Asheville, NC or Greenville, SC office.