Figuring out how much your time is worth can help inform your day-to-day financial decisions. Learn what your time is worth here.
Does this generation have a unique financial perspective because of how they were raised? Find out here.
Do you have a few hundred dollars to spare? Want to make the most of it? Here are a few smart (and fun) ideas.
Maybe you received a bonus at work, got lucky on a scratch-off lottery ticket or—unlike many disappointed taxpayers this season—you scored a sizable tax refund. If you have a grand to spare, we have recommendations on ways to spend it, including buying travel upgrades, creating a smarter home, making a difference for local schoolkids and much more.
Learn more here.
If you truly want to join the ranks of the super-rich, you’ll need to start thinking like you’re already one of them.
Many ultra-wealthy people seem to share a few common traits. What do you think?
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Ditch the makeup and hair products. Your budgeting skills might be the thing you should really show off on your next date. Money skills are more important than even good looks when seeking a mate!
In a recent survey about relationships and finances, MONEY found that both baby boomers and millennials agree on the three most attractive traits in a potential mate: a sense of humor, compassion, and—yes—financial responsibility. For both groups, those qualities all rank higher than physical chemistry, diligence, and even intellect.
Click here to find MONEY’s survey results on the most attractive traits.
Want Your Kids to Succeed — Don’t Pay For Their Education!
Larger contributions from parents are linked to lower grades among students at a variety of four-year colleges. A new national study has found that the more money parents pay for their kids’ college educations, the worse their kids tend to perform, at least when it comes to grades.
There’s a tendency among parents with the necessary means to feel they have to cover all of their children’s college expenses. While that impulse is incredibly generous, I’d argue that parents should have their children shoulder at least some of the financial burden. Children are more likely to value the educational opportunity they’ve been given if they have some skin in the game.
Click here to read the entire Forbes article:
More than a third of millennials receive financial support from their parents. New studies show that many boomers are risking ruining their retirement to subsidize their adult children, which is scary as they live longer and will need more savings. Making personal sacrifices for the good of your children is good parenting. But there are limits, and financial advisors agree that your retirement should not be on the table.
Learn More here.
Horizons Wealth Management provides Fee-Only financial services customized to meet each client’s unique needs. The result is unbiased financial advice from professionals who are committed to acting as a fiduciary in a client-centered relationship. We analyze all aspects of your finances to design a roadmap to help you reach your financial goals and provide you with peace of mind.