Figuring out how much your time is worth can help inform your day-to-day financial decisions. Learn what your time is worth here.
Does this generation have a unique financial perspective because of how they were raised? Find out here.
Know someone who’s getting ready to buy a home? They might be interested in these mortgage insights.
Learn more here.
Are your adult children still relying on you financially? Here’s how to help them find independence.
Just because your kids have moved out of the house doesn’t mean they’re out of your financial life. Six out of 10 (61 percent) parents with at least one adult child over 18 said they provided them financial help, according to a Pew Research Center survey.
But, eventually, empty nesters face the delicate job of shifting the bill-paying burden to their grown children. Covering your kids’ cellphone bill, car payments, credit cards and other monthly costs can’t last forever. Doing away with those bills, if possible, is a budget-friendly move.
Learn how here.
Many companies now help employees pay off their student loans. Is this the wave of the future?
Student loan debt has not only become more common, but the size of the average loan has nearly doubled over the past decade or so. Collectively, Americans carry more than $1.5 trillion in student loan debt.
Learn more here.
Do you have a few hundred dollars to spare? Want to make the most of it? Here are a few smart (and fun) ideas.
Maybe you received a bonus at work, got lucky on a scratch-off lottery ticket or—unlike many disappointed taxpayers this season—you scored a sizable tax refund. If you have a grand to spare, we have recommendations on ways to spend it, including buying travel upgrades, creating a smarter home, making a difference for local schoolkids and much more.
Learn more here.
Most millionaires aren’t driving Lamborghinis and eating caviar. They’re driving reliable used cars and eating mashed potatoes and meatloaf. Millionaires aren’t wealthy because they’re lucky. They’re wealthy because they follow simple money habits year after year.
Click HERE to learn more about Dave Ramsey’s 6 Surprising Habits of Millionaires.
It’s not that I don’t want a really fancy car, it is just that there is something I want a bit more: financial freedom. Car payments are many times the #1 obstacle that causes the average family not to achieve financial stability. Spend some time thinking about your current car situation. Are your car purchases making your bank richer or you?
Here is a great read about “How Your Car Affects Your Financial Freedom.”
No matter how much you earn you could be creating your own barriers to financial success without even knowing it. Here are 10 things you might be doing that are preventing you from achieving financial freedom.
Click here to read Money Magazine’s 10 Reasons You’ll Never Be Rich.
Ditch the makeup and hair products. Your budgeting skills might be the thing you should really show off on your next date. Money skills are more important than even good looks when seeking a mate!
In a recent survey about relationships and finances, MONEY found that both baby boomers and millennials agree on the three most attractive traits in a potential mate: a sense of humor, compassion, and—yes—financial responsibility. For both groups, those qualities all rank higher than physical chemistry, diligence, and even intellect.
Click here to find MONEY’s survey results on the most attractive traits.
Horizons Wealth Management provides Fee-Only financial services customized to meet each client’s unique needs. The result is unbiased financial advice from professionals who are committed to acting as a fiduciary in a client-centered relationship. We analyze all aspects of your finances to design a roadmap to help you reach your financial goals and provide you with peace of mind.