Horizons Wealth Management provides Fee-Only financial services customized to meet each client’s unique needs. The result is unbiased financial advice from professionals who are committed to acting as a fiduciary in a client-centered relationship. We analyze all aspects of your finances to design a roadmap to help you reach your financial goals and provide you with peace of mind.
82 Patton Ave., Suite 206
Asheville, NC 28801
220 North Main Street, Suite 500
Greenville, SC 29601
How to Think Like a Billionaire, No Matter How Much Money You Have/in Building Wealth, Financial Goals, Habits of Millionaires, Money Skills, Money Smarts, Wealth /by Misty Hunter
If you truly want to join the ranks of the super-rich, you’ll need to start thinking like you’re already one of them. Many ultra-wealthy people seem to share a few common traits. What do you think? Click here to read more.
Fee-Only Financial Planner: What’s the Difference?/in Fee-Only Financial Planning, Fiduciary, Fiduciary Standard, NAPFA /by David Hunter
To learn about the importance of working with a Fee-Only Financial Planner click here.
Why Fee-Only Matters/in Fee-Only Financial Planning, Fiduciary, Fiduciary Standard, NAPFA /by David Hunter
Why “Fee-Only” Matters Many of our prospective clients ask us about the Fee-Only Financial Planning concept and why it matters. So, here’s just one example. Recently we had lunch with a salesman to discuss an alternative investment involving real estate. It sounded very intriguing and might be a worthy investment for some clients in the […]
45% of Americans pay no federal income tax/in Income Taxes, Tax Refunds, Taxes /by David Hunter
Many Americans don’t have to worry about giving Uncle Sam part of their hard-earned cash for their income taxes this year. An estimated 45.3% of American households — roughly 77.5 million — will pay no federal individual income tax. To learn why, click here.
The #1 Tip to Help Maximize Your 401(k) Investing/in 401(k) Investing, Building Wealth, Financial Goals, Financial Habits, Investing, Investing Habits, Retirement Planning /by David Hunter
Investing is the most important element of our financial future. Tony Robbins and Clark Howard recommend that people who have yet to invest in the stock market should ‘get in the game.’ Experts believe the financial market is still ‘winnable’. We agree. Don’t wait to invest. Get started with whatever you have. You can put […]
10 Commonly Overlooked Tax Deductions/in Income Taxes, Tax Deductions, Tax Refunds, Taxes, Taxes 2018 /by David Hunter
April brings showers, flowers…and taxes! You have a little over a month to go before the tax filing deadline, and if you’re in need of motivation, we have 10 money-saving tax deductions (and credits) to keep in mind. Millions of taxpayers overpay their taxes every year by overlooking just one of the money-saving tax […]
3 of the worst ways to spend your tax refund/in Income Taxes, Spending Habits, Tax Refunds /by David Hunter
As refund checks arrive, many of us are making plans for the “extra” money. Some of us will be responsible, and others will blow the money and party like it’s 1999. What are you going to spend your refund on? Click here to find out the 3 worst ways to spend your tax refund.
19 Tips to Get Financially Fit in 2019/in Asheville, Building Wealth, Fiduciary, Finances, Financial Freedom, Financial Goals, Financial Habits, Financial Planning, Retirement /by David Hunter
For 2019, why not try something different by replacing that all-too-familiar promise to trim the waistline with a commitment to get your bottom line in shape. Do you remember when you were young and would just close your eyes really tight so you could ignore something bad until it went away? That approach doesn’t work […]
When Is It Time to Cut Your Kids Off From Your Finances?/in Building Wealth, Finances, Financial Freedom, Financial Goals, Financial Habits, Financial Planning, Retirement, Retirement Planning, Wealth Management /by David Hunter
Deciding when to let your children stand on their own can be tough, especially when they’re contending with student loans, underpaying jobs, or sky-high rents. But easing your kid’s entry into adulthood could be undermining your own financial security. According to a December survey from CreditCards.com, three-quarters of parents are providing financial support for their adult […]
Don’t bother wondering why your friends seem to have nicer homes, cars, and vacations — there’s only one measurement that matters/in Asheville, Building Wealth, Finances, Financial Freedom, Financial Goals, Financial Habits, Financial Planning /by David Hunter
Basing your spending off how your friends spend their money is a huge mistake to make. Large spenders may also be building crippling debt. You won’t find a real answer to how you’re doing in a Federal Reserve survey or a social media feed. You will find it by measuring yourself against rules of thumb, refined […]