Fiduciary STANDARDS

At Horizons Wealth Management, we adhere to fiduciary standards of excellence.  We are members of the following associations and adhere to their standards of professional excellence and integrity.

A fiduciary is a person or organization that owes to another the duties of good faith, trust, confidence and candor.  When acting in a fiduciary capacity, the advisor is legally obligated to maintain an allegiance of confidentiality, trust, loyalty, disclosure, obedience and accounting to his or her clients.  

Click here to Read our Fiduciary Oath

 

 CERTIFIED FINANCIAL PLANNER™

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The Certified Financial Planner Board of Standards is a professional regulatory organization.  Individuals who meet rigorous certification requirements are certified by the CFP Board to use its trademark.  This credential stands as proof that the advisor has met the academic and ethical requirements and has the necessary expertise to help clients meet their financial goals.  Although many professionals may call themselves "financial planners," only 20 percent of all financial advisors hold the  CFP® certification.  Glen and David are  CERTIFIED FINANCIAL PLANNER professionals.

Today more than ever, CERTIFIED FINANCIAL PLANNER™ professionals are an essential resource. From budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, “finances” doesn’t mean just one thing for most Americans — and “financial planning” means much more than just investing. Bringing all the pieces of your financial life together is a challenging task.

CFP® professionals understand all the complexities of the changing financial climate and will make recommendations in your best interest.

 

NAPFA

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve. Since 1983, Americans across the country have looked to NAPFA for access to financial professionals who meet the highest membership standards for professional competency, client-focused financial planning, and investment management.  Members of NAPFA subscribe to a strict fiduciary oath.  In addition, NAPFA members are required to submit a comprehensive financial planning case for peer review and annually fulfill substantial continuing education requirements.  

FEE ONLY

The National Association of Personal Financial Advisors (NAPFA) is the country’s leading professional association of Fee-Only financial advisors—highly trained professionals who are committed to working in the best interests of those they serve. Since 1983, Americans across the country have looked to NAPFA for access to financial professionals who meet the highest membership standards for professional competency, client-focused financial planning, and investment management.
 

The Paladin Registry

The Paladin Registry (www.paladinregistry.com) is an independent firm that provides free education, search, and documentation services to investors who use the services of financial planners and advisors. The Registry awards its Five Star quality rating to professionals who meet its high minimum standards or credentials, ethics, and business practices. Less than 10% of practicing planners and advisors meet the Registry’s minimum standards.

 

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Horizons Wealth Management Independent Financial Advisors Fee-Only serving Western North Carolina and Upstate South Caroline with offices in Asheville and Greenville. 

Horizons Wealth Management Independent Financial Advisors Fee-Only serving Western North Carolina and Upstate South Caroline with offices in Asheville and Greenville.